Sandown 18:20 RESULTED
Class 4 24 Jul 2026

Friday 24 July Close Brothers Premium Finance Handicap Stakes (GBBPlus Race)

Close Brothers Premium Finance Handicap Stakes (GBBPlus Race) · 1m6f0y

Official Result

Close Brothers Premium Finance Handicap Stakes (GBBPlus Race)

Confirmed
  1. Winner Personal Best (GB) Jason Watson · Jonathan Portman
    10/11F
  2. 12/1
  3. Third Appier (IRE)
    5/1
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Settled
  • 6 declared
  • 0 picked
Saturday Draw Updated 1 month, 4 weeks ago
No.
Horse
Form
Jockey / Trainer
OR
SR?
RPR/OR
Age
Wgt
AI
Votes
Odds
Pick
Comment
1
Appier silks
Appier
Age 7 · 9-9
323061
79
80
79OR
7
9-9
4/1 9/4 4/1
Won last time out, rounding off a mixed six-run stretch that also contained a sixth and an unplaced effort alongside three runs in the frame. Has run over today's trip before and sits second on our figures at 82, though six weeks have passed since that win.
AI verdict

SR 80 is competitive — each-way claims if conditions suit on the day.

2
Personal Best silks
Personal Best
Age 4 · 9-9
22-432
79
90
79OR
4
9-9
6/5 3/2 Evs
Yet to win in its last five starts but ultra-consistent, with three seconds, a third and a fourth showing it barely runs a bad race. Has run over today's trip before and tops our figures at 84, a clear step up on its current official mark of 79.
AI verdict

SR 90 is competitive — each-way claims if conditions suit on the day.

3
Knight Templar silks
Knight Templar
Age 5 · 9-6
3/1822
76
75
76OR
5
9-6
9/1 11/2 17/2
A winner four starts back but that was followed by a flat eighth, before finding form again with back-to-back seconds. Has run over today's trip before and sits fourth on our figures at 78, though a lengthy 121-day absence is the concern this time.
AI verdict

SR 75 suggests ability but 9/1 reflects a stiff ask in this field.

4
Ludo's Landing silks
Ludo's Landing
Age 6 · 9-5
510435
75
59
75OR
6
9-5
16/1 11/1 16/1
A winner five starts back, with a third two starts ago among a mixed set of efforts since. Has run over today's trip before and is fit again just 30 days on from a fifth last time out, with our figures rating it 81.
AI verdict

SR 59 suggests ability but 16/1 reflects a stiff ask in this field.

5
Laravie silks
Laravie
Age 7 · 9-1
511122
71
81
71OR
7
9-1
9/2 3/1 9/2
Three wins in a row from three to five starts back and two seconds since round off a strong sequence, with the yard among the in-form. Has run over today's trip before, but a modest speed figure leaves it fifth on our figures at 74.
AI verdict

SR 81 is competitive — each-way claims if conditions suit on the day.

6
Mister Daydream silks
Mister Daydream
Age 5 · 8-10
2-7712
66
69
66OR
5
8-10
17/2 4/1 17/2
A winner two starts back, following a flat two-run spell of sevenths, with a second again last time out. Has run over today's trip before and returns quickly, just 11 days on, but is bottom of our figures at 74.
AI verdict

SR 69 suggests ability but 17/2 reflects a stiff ask in this field.

Horse Bet365 Paddy Power Coral Ladbrokes William Hill Betfred Best
1 Appier 4/1 open 3.25 4/1 open 4.33 4/1 open 3.25 4/1 open 4.50 4/1 Bet365
2 Personal Best 6/5 open 7.50 6/5 open 2.50 6/5 open 5.50 evn open 2.50 6/5 Bet365
3 Knight Templar 9/1 open 6.50 9/1 open 7.00 17/2 open 7.00 9/1 open 9.00 9/1 Bet365
4 Ludo's Landing 16/1 open 12.00 16/1 open 12.00 16/1 open 12.00 16/1 open 15.00 16/1 Bet365
5 Laravie 9/2 open 4.00 9/2 open 4.00 9/2 open 4.00 5/1 open 5.00 5/1 William Hill
6 Mister Daydream 17/2 open 5.00 9/1 open 5.00 9/1 open 5.00 10/1 open 7.00 10/1 William Hill

Prices update each odds sync. Green ▼ = shortened (steamer), Red ▲ = drifted, Blue = = unchanged since last sync. Best column highlights the bookmaker offering the longest price.

Chamber Verdict

Balanced lens

Personal Best

Speculative

Personal Best owns one of the strongest chamber scores in this field. The Balanced lens likes the blend of SR strength (50) and market confidence (94). The profile stays composed even after the chamber introduces race-day variance.

6/5 Jonathan Portman Jason Watson
79% Confidence
⚠ Danger Runner

Appier

Nearest rival if the simulation drifts off the primary path.

4/1 · Tony Carroll
✓ Value Signal

Ludo's Landing

Strongest upside if you want a less obvious route through the field.

16/1 · Charlie Johnston
◈ Chamber Memory

Balanced

Even weighting across form, market confidence and race-day volatility.

Change lens →
Chamber Signals

How the chamber read the race

Why this horse Live cards showing how the active lens weighted each signal for this outcome.
Speed rating Speculative
50 / 100
⚖ Weight 38% +19.0 pts

Base ability signal derived from the runner's best available speed figure.

Market confidence Dominant
94 / 100
⚖ Weight 22% +20.8 pts

Transforms live price respect into a confidence signal inside the chamber.

Pace profile Low conviction
44 / 100
⚖ Weight 12% +4.8 pts

How cleanly the runner's engine fits the projected rhythm and pressure map.

Value edge Low conviction
37 / 100
⚖ Weight 10% +3.7 pts

Shows whether the current price still leaves enough upside in the pick.

Chaos factor Dominant
55 / 100
⚖ Weight 10% +5.5 pts

Controlled volatility that keeps the simulation realistic and stress-tests the profile.

Favourite bias Live signal
60 / 100
⚖ Weight 8% +4.8 pts

Extra certainty applied when the active lens wants to trust the obvious market leader.

Top chamber signals Top 5 ranked by the active lens.
1 2. Personal Best
58.5 6/5
2 1. Appier
52.0 4/1
3 6. Mister Daydream
50.9 17/2
4 5. Laravie
50.8 9/2
5 3. Knight Templar
48.4 9/1
YOUR DECISION

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Your pick and the AI view — both on one line before you enter the field.

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🤖 AI view
Personal Best
Medium

When the models line up, pay attention. When they split, the value may be elsewhere.

Read the AI breakdown →
The Race Engine combines three independent signals to help you see the race clearly
📊
SR

Saturday Rating

Proprietary ability score 0–200. How good the horse actually is — independent of market opinion.

Ability
🤖
★★★★★

AI Stars

A race-day probability signal for today's conditions — form trajectory, going, suitability and weight.

Today's Chance
🐾
0

Cub Votes

One Cub. One horse. One shot. Follow the crowd — or fade it.

Community Signal

Market Movers Horses at 20/1 or shorter

2
Age 4 · 9-9
6/5
★★★☆☆ SR 90 🐾

SR 90 is competitive — each-way claims if conditions suit on the day.

1
Age 7 · 9-9
4/1
★★★☆☆ SR 80 🐾

SR 80 is competitive — each-way claims if conditions suit on the day.

5
Age 7 · 9-1
9/2
★★★☆☆ SR 81 🐾

SR 81 is competitive — each-way claims if conditions suit on the day.

6
Age 5 · 8-10
17/2
★★☆☆☆ SR 69 🐾

SR 69 suggests ability but 17/2 reflects a stiff ask in this field.

3
Age 5 · 9-6
9/1
★★☆☆☆ SR 75 🐾

SR 75 suggests ability but 9/1 reflects a stiff ask in this field.

4
Age 6 · 9-5
16/1
★★☆☆☆ SR 59 🐾

SR 59 suggests ability but 16/1 reflects a stiff ask in this field.

STEAMERS

Race Steamers

What the money's doing in this race — biggest price movements across the bookmakers since the last odds sync.

🤖AI Intelligence Saturday Racing's analytical engine

Saturday Racing AI
Personal Best
Confidence: Medium

Personal Best (SR 90, 6/5) is the class standout in this field, carrying a 9-11lb SR advantage over the nearest rivals Laravie (SR 81) and Appier (SR 80). The decisive signal is the 52% market shortening — money has flooded in from an opening price, indicating strong stable confidence despite the GoingFit:- flag on good ground. At 9-9 the weight is manageable, and the age-4 profile suggests more physical scope than the 6-7 year olds. The MarkMv:+5 is modest and unlikely to be prohibitive given the SR edge; Jonathan Portman's 14% strike rate is respectable and Jason Watson has ridden winners at this level. The GoingFit:- is the one credible concern but the market is emphatically overriding it. Each-way alternative: Laravie. Main danger: Appier — Appier (SR 80) has a proven DistFit:+ at 1m6f and carries the same weight (9-9) as Personal Best, meaning no lbs disadvantage at the distance — though the 30% drift and MarkMv:+6 temper enthusiasm.

Shortlist Personal Best, Laravie, Appier
Each-way: Laravie Danger: Appier

🗺 The Course Class 4

1m6f0y Distance to cover
Good Expected going
6 Confirmed runners
Sandown Track and setting
Class 4 Race grade